Discovery Health are totally unreasonable with PMB.

Beware of your rights with PMB: I was admitted as an emergency with a broken toe that required a plastic surgeon. This required work in the operating theatre, when wires were inserted into the toe. After 6 weeks, operating theatre again to remove wires. Imagine my surprise when the surgeon and anesthetists were not paid in full, as I had, "voluntarily selected these service providers" not on the Discovery panel. After 20 to thirty phone calls and emails, they eventually relented on the first operation surgeon, but apparently I should have hand-picked my anesthesiologist...he is still not paid. Hint: through the mist of pain, hang in long enough to pick a Discovery Panel person before you pass out, or you will be refused full PMB. I am now taking this up with the Council for Medical Aids, the Ombudsman and probably a civil court case. It does not sound ethical that a doctor works on you, and is then pushed off the case so Adrian Gore can upgrade his Porsche.