Discovery decline authorisation

My Doctor sent in for authorisation for Balloon kyphoplasty on my back after I fell down a small waterfall. The reason for this procedure was that it was less invasive and 1 day in hospital against a spinal fusion with would be 4 days in hospital and 1 day in High care. With corvid as it is at the moment the Balloon kyphoplasty is the safest option. I will now have to fund this myself by crowd funding.. The Balloon kyphoplasty against the spinal fusion is a lot more cost affective and a lot less risk and at 65 i am terrified of covid but the pain i have is so bad. And if i don't have the surgery soon they will not be able to do this surgery .