MN
Monique N

1 reviews | Active since Feb 2014

07 May 2025, 13:12

Discovery claiming for claims they did not pay out

Discovery added an adverse listing to my credit profile after they didn't phone me back to sort out the issue like they said they would. I don't owe them money - they kept R2500 for savings from the portion that they were supposed to refund me in 2024.

My previous company retrenched us, didn't pay our January medical aid that was deducted from our salaries, so we had no cover in Jan 2025. January's medical claims was paid out of pocket since our company owed Discovery.

Now Discovery is telling me that I owe them that money since the claims were submitted - but those claims were rejected. I paid those bills our of MY POCKET.

Discovery refuses to phone you back or transfer to the credit department. Now they want to list me because no one at that gigantic office can do basic accounting.

I am taking this matter through a lawyer - and they will pay his bills since they are unreasonable and refuse to sort this out over the phone or email like they should have.

0
Replies (10)
Discovery Health
Discovery Health's reply08 May 2025, 06:50
Official
Dear Monique N

We’ve noted your concerns and we’re investigating the matter. We’ll contact you with feedback as soon as possible. 

Regards 
Discovery Health Servicing Team
MN
Monique N's update08 May 2025, 14:40
Reviewer Update
Do you have my details? Because you didn't ask for them. How are you going to investigate?
MN
Monique N's update08 May 2025, 14:42
Reviewer Update
This is what you say every time. "We'll get back to you".
You never get back to me.

I've contacted an attorney to take this matter up, because I have all the proof that what you're claiming either was kept by you or paid cash by me and rejected by you. Yet here we are, because you employ thousands of people, but not a single person is smart enough to do basic accounting.
Discovery Health
Discovery Health's reply12 May 2025, 11:27
Official
Dear Monique N 

We are busy investigating your query and will contact you soon.

Regards 
Discovery Health Servicing Team
Discovery Health
Discovery Health's reply28 May 2025, 18:49
Official
Dear Monique N

We have been in touch with you to answer your comments.

Regards
Discovery Health Servicing Team

MN
Monique N's update30 May 2025, 20:33
Reviewer Update
Thanks, but I am still disputing the amount owed. Discovery claims I owe R 5603.98.

My previous company only received the refund from December with this month's statement, so now I have to pay back the savings amount my spouse used last year - but that savings amount on the statements is not correct (we only received R 2008 in medical savings for him as an adult dependent) and all other claims submitted were rejected. We paid all his claims that weren't paid out of savings cash I have proof of claim rejection and proof of payment from my bank account). So the medical savings amount you say we owe for Shane for 2024 is incorrect.
The claims statements I have show an amount of R 2135.85 for claims paid from savings - which I will double check with the providers because not all our claims were paid in full. So nowhere near the R 2950.59 stated. All claims that couldn't be paid from savings were rejected. We paid those out of our pockets.

Then in January my previous company did not pay our medical aid, so it was suspended. There were 3 claims paid out of savings before the medical aid was suspended, and these amounted to:

1 x Dr's visit - R 596.40 (02/01/2025)
2 x Pharmacy claims - R 557.14

Gives you a total of R 1153.54

So if I add together R 1153.54 + R 2135.85 (disputed) that equals = R 3289.39

This is R 2314.59 less than what Discovery claims I owe.

ALL OTHER CLAIMS AFTER THE 2ND OF JANUARY 2025 WERE REJECTED DUE TO MY PREVIOUS EMPLOYER NOT PAYING THE PREMIUMS FOR JANUARY. I HAD TO PAY ALL THOSE CLAIMS OUT OF POCKET, SO YOU CANNOT CHARGE ME FOR SOMETHING THAT YOU AS A COMPANY DID NOT HAVE TO PAY JUST BECAUSE IT WAS SUBMITTED TO YOU. YOU SENT ME REJECTION LETTERS FOR THESE CLAIMS YOU NOW WANT MONEY FOR. YOU ARE ATTEMPTING TO ***** MONEY UNDER THE GUISE OF "CLAWBACKS" - BUT YOU NEVER PAID THOSE CLAIMS. SO EITHER DISCOVERY IS IN FINANCIAL DIFFICULTY AND YOU ARE TRYING TO ****** MONEY FROM EX-MEMBERS, OR YOU CANNOT DO PROPER MATH.

It is wholly unfair of your company to list me with a credit bureau for an amount that is disputed that your credit department never got back to me on after I contacted Discovery multiple times to get this sorted. You ignored my request and listed my details with TransUnion because YOU DIDN'T BOTHER GETTING BACK TO ME.

Please put me in touch with your legal department so that I can give my attorney their details so we can settle this matter before an unbiased judge who can do proper calculations, since you employ hundreds of people in finance, yet none of them can add or subtract.

I gave all my claims documents to my attorney + your letters of demand, the dates on which I contacted you to dispute this, and the email stating you listed my details with TransUnion. We will sort this out in court because internally you are uncapable of resolving this matter and cannot agree on the difference it seems.

Please bring your paperwork, I'm going to get my Discovery statements, statements from the providers you paid & the pharmacies involved, and we will have to get an accountant suggested by the court to do the math.

Discovery Health
Discovery Health's reply04 Jun 2025, 09:51
Official
Dear Monique

We are busy investigating your query and will contact you soon.

Regards 
Discovery Health Servicing Team
Discovery Health
Discovery Health's reply10 Jun 2025, 13:44
Official
Dear Monique

We have been in touch with you to answer your comments.

Regards
Discovery Health Servicing Team

MN
Monique N's update18 Jun 2025, 18:07
Reviewer Update
Account has been handed over to collection agents and I still don't have the claim statements.
I'm not paying collection fees. This still isn't resolved.
Discovery Health
Discovery Health's reply27 Jun 2025, 09:49
Official
Dear Monique N 

We are busy investigating your query and will contact you soon.

Regards 
Discovery Health Servicing Team