Discovery calling me dishonest/a ****

My husband has been a loyal client with Discovery over the past few years. Our daughter is a dependent on his plan and he recently added me (his wife). Discovery gets our money every month without fail. Upon filling in the application we were not aware that I was expecting, Discovery is now not willing to authorize my pregnancy as they believe we did not disclose my pregnancy which they are basically calling my husband and I *****. I have been with Discovery before and I am so disgusted that they are treating us this way, placing me under more stress during my pregnancy. The service is pathetic and the way they handled my pregnancy was as if i had done something wrong or ********ly. I am now on a 12 month waiting period which does not make sense as I am currently pregnant!