debir order cancellation

<p>I have recently become unemployed and have requested Discovery to please cancel my debit order as my husbands salary gets deposited anywhere between the 28th and the 5th of the next month. I asked them if I could please do eft's instead of the debit orders. They point blank refused to help me saying they do not allow it. The consultatnt tole me to just let the debit orders go and i can do eft's afterwards? this will have an effect on my credit record. I am trying to be proactive.</p>