Classic Saver - Pregnancy Benefit is useless!

Class Saver Plan includes Maternity Benefit which won't affect your Savings Account, right? NO not at all! We have tried to submit our gynecologist visits for refund and guess what they only refunded 20% of our visit monies. This is ridiculous.....this amount is like a faction of the monies I pay them every month! The claim for the term (and no baby is not even born yet) was for R12700 and they paid us a lousy R2600 back....terrible! Why have a pregnancy benefit and not cover the claims while you are still within the benefit period!