claiming i owe them money

<p>someone has to take a relook at these medical aids as they are ripping us off, after being with discovery medical aid for 3years i had to change jobs so i had to cancel and rejoin with the new company. now they are saying i owe them money for medical savings as i have used it and did not finish a year. mind you on the new one they didnt even give me the whole amount cos i joined in the middle of the year. after thousands and thousands that i have paid and i am the one owing them? they are a serious ripp off</p>