RS
Ryno S

1 reviews | Active since Feb 2011

12 Aug 2025, 07:50

Bogus late joiner penalty

I was hit with a late joiner penalty after moving from my company medical (administrated by Discovery Health) aid to private. I supp**** the required documents to show I have been on medical for the last 3 years under my wife's name. I have also shown I was out of the country for two years, but yet I have had no feedback on my request to remove the late joiner penalty from my name!!!!!

This is really RIDICULOUS as I had to supply an official Discovery Health document (membership certificate) to Discovery health who issued the certificate. Also in the application forms the details of my absence from Discovery clearly shows I have been on Discovery Health from 01/04/2022 till 28/02/2025 when I joined Retail Medical Scheme on 01/02/2025 !!!!!

What DO I STILL NEED TO DO to get the late joiner penalty removed? Why do I need to supply information from Discovery to Discovery????? After all this I have still not heard a thing for a week......

0
Replies (11)
Discovery Health
Discovery Health's reply12 Aug 2025, 09:45
Official
Dear Ryno

We’ve noted your concerns and we’re investigating the matter. We’ll contact you with feedback as soon as possible. 
Regards Discovery Health Servicing Team
Discovery Health
Discovery Health's reply14 Aug 2025, 17:06
Official
Dear Shameem H

We've been in touch with you to answer your comments. 
Regards Discovery Health Servicing Team
RS
Ryno S's update16 Aug 2025, 14:24
Reviewer Update
Shameen?
Discovery Health
Discovery Health's reply19 Aug 2025, 13:59
Official
Dear Shameem H

Please give us more information to further assist you.
Regards Discovery Health Servicing Team
RS
Ryno S's update19 Aug 2025, 14:03
Reviewer Update
As per usual I have not heard back from Discover with regards to this matter. I was contacted but no feedback yet. Exactly the same as my previous attempts to get this matter solved.....
Discovery Health
Discovery Health's reply26 Aug 2025, 17:16
Official
Dear Ryno

Please check your emails for final feedback from us.
Regards Discovery Health Servicing Team
RS
Ryno S's update26 Aug 2025, 18:04
Reviewer Update
Oh this is not the final feedback trust me. True to Discovery form you state I wasn't on a medical aid for two years, but you don't even state which years these are, absolutely ridiculous. If you are referring to the two years I was employed overseas I would gladly educate you on your own policy with regards to expats returning to South Africa and the waiver of said late joiner penalties. Go back and do your home work on this subject. Seeing you didn't specify the "two" years I have to guess this is what you are referring to???? Another question - why after being back for a couple of years you are now hitting me with a late joiner penality? Why not when I returned after two years and joined Discovery again on my return? Sort your own information out and call me!!!!!!!!!
RS
Ryno S's update26 Aug 2025, 18:12
Reviewer Update
I refer to the following document from Discovery Health:

Late joiner penality 2025 page 3....

2. Expatriates returning to South Africa
We do not apply the late-joiner penalty if an applicant, or the dependant of an applicant, meets all the criteria below:

▪ Is an expatriate returning to South Africa within five years of leaving the country
▪ Was a member of Discovery Health Medical Scheme before leaving the country
▪ Left South Africa within three months from the last day of their last Discovery Health Medical Scheme membership
▪ Applies to join the Discovery Health Medical Scheme within three months of coming back to South Africa.
We will need a copy of their passport and proof of overseas travel.
Note: If an applicant, or the dependant of an applicant, had a late-joiner penalty on their Discovery Heath Medical Scheme
membership before going overseas, we will apply the same penalty when they join Discovery Health Medical Scheme again.

All the above was proved with documents submitted to Discovery twice now!!!!




RS
Ryno S's update01 Sept 2025, 10:54
Reviewer Update
True to form no feedback and communication!!!! When will someone contact me with regards to this issue YOU caused????
RS
Ryno S's update03 Sept 2025, 09:38
Reviewer Update
Where did Discovery go? It appears once again they disappear when they make mistakes and think the public will just blindly except their very vague feedback!!!!!!!
Discovery Health
Discovery Health's reply05 Sept 2025, 07:42
Official
Dear Ryno

Please check your emails for feedback from us.
Regards Discovery Health Servicing Team