Bad medical scheme

Discovery is the worst medical aid available in the market today if you look at how they operate they minus benefits every year but your premuim increases by big margins annually so if you think they are cheaper they are not really .They employ a whole department dedicated to not payout claim called the standards deparment for example if you suffer from reflux or heartburn it concidered lifestyle related and you wont get any funds or treatment .Many more examples stayvaway from discovery health would be my advise to you