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Frances E

1 reviews | Active since Apr 2021

15 Apr 2021, 06:57

Worst company to deal with! Consumers beware.

I have never in my entire life come across a company with such despicable behaviour. I have settled my loan on the 24th of February 2021 but on the 15th of March 2021 another installment went off my bank account. After numerous phone calls a customer service consultant eventually said she could see the full amount coming into their account as settlement but that it was over settled and I need to get a Proof of Payment letter from Nedbank proving that they settled my loan (but she could SEE the amount on her system, makes no sense). I did get the letter from Nedbank and e-mailed it probably 5 or 6 times to all the e-mail addresses I could find, but no response. In the meantime I keep calling trying to speak to someone to rectify the situation, but to no avail. I have now spent hundreds of rands on airtime as well. Today another installment was debited from my account! Direct Axis has now debited my account twice for a loan that was settled in FEBRUARY! I need my money refunded as Direct Axis have now plunged me into severe debt as I have to pay the settlement loan to Nedbank as well as the ********** debit orders from Direct Axis! Next step is the ombudsman.

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Replies (1)
DirectAxis
DirectAxis's reply15 Apr 2021, 09:39
Official
 Hello Frances,  Thank you for reaching out to us.  Apologies for the inconvenience caused in the process of trying to get your account closed.   Thank you for your settlement payment, when requesting to have your account settled, a settlement amount is calculated instructing the account to prepare for closure. The closure process takes up to 10 business days for the account to be closed and a paid-up letter is then drafted and sent to you.  If you have not requested the settlement quotation this process will have to be logged manually and can take up more time. Nedbank is not affiliated with DirectAxis and would still need to contact us to request the settlement quotation. Creditors make use of viewing your balance on your credit profile which is not always accurate.  We’d be happy to assist, you are required to send us the proof of payment as it is a banking requirement.   You may email all of the above to *** so that we can pass it onto our support team to speed up the process.  Team DirectAxis