Refusing Prescribed letter

Refusing to submit a Prescribed letter after 8 years of NO communication.

Please note that I have not had any communication regarding any DIRECT AXIS outstanding loan and therefore is dormant and has not been acknowledged in the past 3-8 years. Therefore, this account is prescribed and what you are doing is *******.

I have not acknowledged the debt in the past 6 consecutive years, either in writing or verbally, not made any payment towards the outstanding amount, nor have I promised to pay. No summons has been issued within the last 8 years. They are in contravention of the NCA Sec 126b. It states that no person may continue collection or re-activation of such prescribed debt as a prescription Act 68 of 1969 (Prescription Act).

Debt therefore prescribed and I'm not legally bound to repay such. I request this matter be closed and any negative information will be removed from my credit record. Should I receive any calls I will lay a complaint with the relative authorities, ie, NCR and LSSA.

Please attend to this matter at the soonest and email a Prescribed letter that this account is closed to ***