JC
Jayseelan C

1 reviews | Active since Aug 2021

02 Aug 2021, 10:50

Pathetic Service

I had taken out a personal loan with Direct Axis. I had settled the loan in full on the 21st of May 2021. Do date, Direct Axis is still debiting my account. I have called the settlements department on numerous times to advise them of this and sent them numerous emails to this regard. Emails and proof of settlement was sent of the 17th of July after endless calls in June and to date, they have not yet called me to advise that they have closed of the loan. Very bad customer service has you end up waiting for someone to call you back or pick up the call from the department and the calls disconnect. My account is still being debited for the loan amount and no refunds have been made back to me. This is serious ha Direct Axis is in breach. Should this not be resolved today, I will be taking this matter to the banking ombudsman as this is ***** from Direct Axis side as you have no authorization to debit my account as the loan was settled in full in May.

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Replies (6)
DirectAxis
DirectAxis's reply02 Aug 2021, 16:28
Official
Hello Jayseelan,  Thank you for reaching out to us.  Please accept our humble apologies for the inconvenience caused in the process of trying to get your account settled.  We'll look into this immediately and be in touch with you as soon as we've gathered more information.  Team DirectAxis 
JC
Jayseelan C's update02 Aug 2021, 17:02
Reviewer Update
Thanks for the reply. I sincerely trust this will be resolved this week given that I have been very patience. Failing which, I will take this matter to the ombudsman for the inefficient lack of service around this matter and the fact the account still continues to run months after settlement was done.
JC
Jayseelan C's update03 Aug 2021, 11:45
Reviewer Update
Dear Direct Axis Management Team,
This is ridiculously to say the least. I am still wait for this matter to be finalized and surely this cannot take that long.
JC
Jayseelan C's update03 Aug 2021, 13:13
Reviewer Update
Good day, I confirm not to.
However need this to be resolved and refunded today before close of business. The service is unacceptable currently and this is pending since May.
JC
Jayseelan C's update03 Aug 2021, 15:50
Reviewer Update
Many thanks for your prompt response and I confirm receipt of the closure letter. I await the refund during the course of today and will confirm once received.
JC
Jayseelan C's update06 Aug 2021, 13:48
Reviewer Update
Good Day, I confirm that the refund has been credited to me account. Thank you