INCORRECT INFO HANDED TO CREDIT BUREAU

I called the contact center to enquire as to whether I could increase my loan amount. I am ahead on this account and up to date on all other accounts. No financial information was requested. I was declined, due to credit bureau information. I phoned the credit bureau who informed me that they pass the buck and that they decline loans due to their own criteria. My report, now received, shows no credit problem. I no longer want the loan, but I'm furious that they then placed a note on my credit report stating that I had app**** to increase the loan and stated in capital letters - AFFORDABILITY.. To my mind, this is an uninformed comment and will have a negative effect on any future applications at other institutions.