Don't take out loans with Direct Axis.

I settled my loan account with Direct Axis and they still proceeded to debit my account. After calling in to complain about the debit, I was told that i have to wait 10 days for the refund. I inquired as to whether I could reverse the debit and was told that I would be negatively impacting my own credit rating in doing so. I know people get desperate for money as I have previously been, however I urge people not to look at Direct Axis as a helping hand because they will hook you into a life time of debt and even once settled they will proceed to take you money. They is simply no end to their evil and they are much like the politicians of this country, they simply bleed you dry.