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Nompumelelo N

1 reviews | Active since Apr 2019

07 Sept 2020, 13:43

Dishonesty / debiting even after the account is fully paid

On the 13/08 I paid the balance on my Direct Axis account and after that on the FNB app it showed that I still owe R2950 which I immediately paid. To my surprise my I was still debited on the 27th of Aug, when I enquired about that I was told that they are still going to debit my account because I paid the balance without letting them know. When I requested a paid up letter, I was told that I need to send proof of payment even though they are telling me that they've received the full amount. I sent all the documents they required from me but still I haven't received my paid up letter and it's still says I owe them even after my account was fully paid and even more. When I call them they say I will receive it after 24 hours but it has been over a week now. This is really frustrating and it is damaging my credit score

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Replies (1)
DirectAxis
DirectAxis's reply07 Sept 2020, 16:53
Official
Hello Nompumelelo.  We have received your review.  Apologies for the delay in this process. When requesting to have your account settled, a settlement letter is drafted and after receiving your funds, the account automatically goes into a closing process. The closure process takes up to 10 business days for the account to be closed and a paid up letter is then drafted and sent to you.  If you have not requested the settlement quotation this process will have to be logged manually and can take up more time.  You’re welcome to send us any outstanding documentation to *** in order for us to speed up this process.  Team DirectAxis