Directaxix 0- Possible ****

I app**** for a consolidation loan. Approved quickly for R250 000.00. After the loan was approved got instruction to pay R9999.00 for legal fees to draw up a contract. Paid the amount, next day got the contract to sign and instruction that I should pay R13 525.00 for insurance against death, diability etc., althogh the web site indicate that the insurance is included and none of the documents indicate the insurance is compulsary. If you have your own insurance it is not accepted. So that far you have to pay almost R25 000.00 to get a loan for R250 000.00. If you had the money why would you apply for a loan. I THINK IT IS A ****!!!