ZB
Zane B
1 reviews | Active since Mar 2021
15 Mar 2021, 11:15
DIRECT AXIS PRESCRIBED DEBT
I have noted that there is an account named DIRECT AXIS which i have been listed for on my credit report. (Listed since July 2014) the account balance i owe is R51 140. Please note that i have not had any communication regarding the DIRECT AXIS personal loan account and thus note that any DIRCET AXIS loan acc that DIRECT AXIS is calling about is dormant and has NOT been acknowledged in the past 3 or more years. Therefore, this account is prescribed and what you are doing is *******. I have not acknowledged the debt in the past 3 consecutive years either by writing or verbally, not made any payment towards the outstanding amount, nor have i promised to pay. No summons has been issued in the last 3 years. They are in contravention of the NCA SEC 126b. It states that no person may continue collection or re-activation of such prescribed debt as prescription Act 68 of1969(Prescription Act). Debt therefore prescribed and im not legally bound to repay such. I request this matter be closed and any negative information will be removed from my credit record. Should i receive any calls i will lay a complaint with the relative authorities, ie, NCR and LSSA. Please attend to this matter soonest and mail a prescribed letter that this account is closed to ***
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Replies (2)
DirectAxis's replyOfficial
15 Mar 2021, 14:45Hello Zane, Thank you for reaching out. Apologies for the unpleasant experience and delay in assisting you. We'll look into this immediately and will be in touch with you as soon as we've gathered more information. Team DirectAxis
Best regards,
DirectAxis's reply15 Mar 2021, 14:45
Official
Hello Zane, Thank you for reaching out. Apologies for the unpleasant experience and delay in assisting you. We'll look into this immediately and will be in touch with you as soon as we've gathered more information. Team DirectAxis
Best regards,
ZB
Zane B's updateReviewer Update
16 Mar 2021, 09:46 I have noted that there is an account named DIRECT AXIS which i have been listed for on my credit report. (Listed since July 2014) the account balance i owe is R51 140. Please note that i have not had any communication regarding the DIRECT AXIS personal loan account and thus note that any DIRCET AXIS loan acc that DIRECT AXIS is calling about is dormant and has NOT been acknowledged in the past 3 or more years. Therefore, this account is prescribed and what you are doing is *******.
I have not acknowledged the debt in the past 3 consecutive years either by writing or verbally, not made any payment towards the outstanding amount, nor have i promised to pay. No summons has been issued in the last 3 years. They are in contravention of the NCA SEC 126b. It states that no person may continue collection or re-activation of such prescribed debt as prescription Act 68 of1969(Prescription Act).
Debt therefore prescribed and im not legally bound to repay such. I request this matter be closed and any negative information will be removed from my credit record. Should i receive any calls i will lay a complaint with the relative authorities, ie, NCR and LSSA.
Please attend to this matter soonest and mail a prescribed letter that this account is closed to ***
I have not acknowledged the debt in the past 3 consecutive years either by writing or verbally, not made any payment towards the outstanding amount, nor have i promised to pay. No summons has been issued in the last 3 years. They are in contravention of the NCA SEC 126b. It states that no person may continue collection or re-activation of such prescribed debt as prescription Act 68 of1969(Prescription Act).
Debt therefore prescribed and im not legally bound to repay such. I request this matter be closed and any negative information will be removed from my credit record. Should i receive any calls i will lay a complaint with the relative authorities, ie, NCR and LSSA.
Please attend to this matter soonest and mail a prescribed letter that this account is closed to ***
ZB
Zane B's update16 Mar 2021, 09:46
Reviewer Update
I have noted that there is an account named DIRECT AXIS which i have been listed for on my credit report. (Listed since July 2014) the account balance i owe is R51 140. Please note that i have not had any communication regarding the DIRECT AXIS personal loan account and thus note that any DIRCET AXIS loan acc that DIRECT AXIS is calling about is dormant and has NOT been acknowledged in the past 3 or more years. Therefore, this account is prescribed and what you are doing is *******.
I have not acknowledged the debt in the past 3 consecutive years either by writing or verbally, not made any payment towards the outstanding amount, nor have i promised to pay. No summons has been issued in the last 3 years. They are in contravention of the NCA SEC 126b. It states that no person may continue collection or re-activation of such prescribed debt as prescription Act 68 of1969(Prescription Act).
Debt therefore prescribed and im not legally bound to repay such. I request this matter be closed and any negative information will be removed from my credit record. Should i receive any calls i will lay a complaint with the relative authorities, ie, NCR and LSSA.
Please attend to this matter soonest and mail a prescribed letter that this account is closed to ***
I have not acknowledged the debt in the past 3 consecutive years either by writing or verbally, not made any payment towards the outstanding amount, nor have i promised to pay. No summons has been issued in the last 3 years. They are in contravention of the NCA SEC 126b. It states that no person may continue collection or re-activation of such prescribed debt as prescription Act 68 of1969(Prescription Act).
Debt therefore prescribed and im not legally bound to repay such. I request this matter be closed and any negative information will be removed from my credit record. Should i receive any calls i will lay a complaint with the relative authorities, ie, NCR and LSSA.
Please attend to this matter soonest and mail a prescribed letter that this account is closed to ***