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Cindy C

1 reviews | Active since Aug 2018

15 Apr 2021, 13:28

Absolutely disgusting "service"

I have sent a number of e-mails to DirectAxis regarding my two personal loans, of which they responded to none of them. I then laid an official complaint, of which they did not respond. Eventually today I phoned them, and after seven phonecalls of either being cut off or being given the runaround to different departments, I finally managed to speak to someone. As we all know, financially, times are tough...fuel has increased, electricity has increased, however our salaries have not.

I am currently in credit on both of my loan accounts and have never missed a payment, however I requested for DirectAxis to please assist me financially by taking my current outstanding balance and extending it over the initial loan period, of which they declined. I asked them if there is any way in which they may assist me financially in order to reduce my monthly installment, and they simply advised no.

I am never come across a company that has zero consideration for their clients, especially when I was trying to make a plan before it gets to a point whereby I can no longer afford my monthly installment payments.

DirectAxis, I am extremely disappointed and disgusted in your customer service, or lack thereof!!!

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Replies (3)
DirectAxis
DirectAxis's reply15 Apr 2021, 15:02
Official
 Hello Cindy C,  Thank you for reaching out to us.  We are sorry to hear about your current situation.  Application approval is based on a credit risk profile and to have a “good” profile does not guarantee that any creditor will approve credit.  Do not attempt to make too many applications as this too affects your credit profile.  We have requested our accounts team to contact you to see how we can assist you.  Team DirectAxis 
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Cindy C's update27 Apr 2021, 19:15
Reviewer Update
Good evening

I am not applying for credit, I am requesting financial assistance by taking my current outstanding balance over the original loan period, therefore decreasing my monthly premium. I am yet to hear from anyone at DirextAxis and it has been almost two weeks. DirectAxis is the first financial institute that I have encountered that is currently not willing to assist me in making my financial burden a bit lighter...I have never short paid and I have never missed a payment. I currently have R7091 in credit with DirectAxis, however you won't even allow me access to those funds??? Would DirectAxis much rather allow me to get into a situation whereby I can no longer afford my monthly installments, instead of assist me now??? Atleast I am trying to make a plan, and have not just stopped paying...
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Cindy C's update30 Apr 2021, 12:42
Reviewer Update
Still no response from DirectAxis, what an absolute shocker!!! If you are not wanting to assist me by reducing my monthly premium, please refund me the amount that is currently sitting in credit.