Treatment of Non-Claiming Cusomers

With Car &amp;House Hold insurance of +/-3 years and almost no claims I received my second premium increase of 22% (my first exceeding 10%).<br> I've called they can offer no explanation why after building up 3 year contributions cost grow 22% for a non-claimer.<br> If you're treated this poorly as a non-claimer I can only imagine the day you claim.... <br> I'm clearly subsidizing claiming members. <br> If you're a non-claimer do not join this insurer, If you have regular accidents I would recommend them.<br> The result will be that as a non-claimer I'll probably resign.<br> Virgin Money If you want to reduce the amount of non-claiming members in your risk pool, this is exactly the way to go! <div><br></div><div><em>(Supplier name changed from Virgin Insurance to Dialdirect by Hellopeter.com)</em></div>