Ripping of our children

My son is turning 25, has been driving since the age of 18 and has not made an accident. Bought himself a car two years ago and has been driving accident free. Someone drove into the side of his car while standing at an stop in order to turn into the next street. This person was reversing out of the driveway. Now here is the problem. He contacted his insurance to lodge a claim. Excess R 7500. Now in my book I know that this is ridiculous the our young people should be exploited like this by the greedy capitalists. The reason why one takes out insurance is so that you are covered in the event of an accident. Lets look at their process flow. You take out insurance. We are happy for your business. You have an accident. Big problem. 1) You pay R7500 excess. 2) Your premium increase up after the claim. No cost to these capitalists. You are pay a policy and you to cover the cost of the accident. the rich is getting richer and the poor stays poor. <br> it is about time that these institutions policies and procedures be reviewed and their pricing structures so that the man in the street can benefit. The other problem preferred providers. The insurance tells you where to repair your car.