Dialdirect mechanical service warranty = epic fail

I received a call from a dial direct subsidiary wanting me to take a mechanical service warranty . Their mayor selling point was that I wouldn't have to take out a large amount of money out of my pocket to pay for the car's service rather paying a small monthly premium instead . <br> So when its time to service my car I find out that I have to pay the whole amount out of my own pocket and then claim back the money . I'm sure that process will turn out to be a nightmare and it really makes it pointless having a mechanical service warranty in my opinion .<br> When I requested a refund for this worthless service while cancelling it I received a nice big figurative F you ! Please don't fall into the same trap<br> The condescending , lacklustre performance of the dial direct call centre team today really made me think very strongly about cancelling my entire policy