Very high commisions

Please be aware when dealing with this crowd. They mainly deal with expats who have pensions in the UK and try and get you to change to their products with all sorts of nice sales talk. Before you do any thing ask for the commission that they charge and for the penalties should you wish to change at a later date, trust me you will be shocked. Their staff turnover is also very high. Mt partner and I had a horrid experience with them.