Debt Eraser will change you life, NOT A GOOD WAY!

I joined debt eraser 3 years ago after realising thta my debt was not been pain over to my creditors and numerous emails and phone calls to no response, i was forced to make direct arrangement with my creditors of which i did up untill December when my only business vehcle broke down and needs a head gasket replacement needed and is covered by extended warrantee insurance. However i cant work with no bukkie as i am a plumber and need to service my clients, So due to this situation i am not able to cover my installments until the vehicle is repaired. I made an arrangement with the vehicle finance anf in principle that agreed to extend my contract by 6months, but u need a Form 17.2w to completw the transaction, but i cant get it from debt erasers. Without this form they want to repo my only means of generating an income, and now stand the chance of loosing everything i own including my business opperating for the last 8 years. This is the RISK YOU TAKE WHEN YOU when you join these clowns,!! They will literly change you life and not in a good way. Once you join them you cant leave them, because you need a transfer form only they can supply! No can HELP me now, im *****ed!