Debt rescue - Please do not consider !!!!!

You put the same message on all your complaints !!!!!! Your intention is never to resolve the matter I will challenge this matter with the NCR . I am busy as we speak with the National credit act and Lodging it through the Tribunal

You put the same message on all your complaints !!!!!! Your intention is never to resolve the matter I will challenge this matter with the NCR . I am busy as we speak with the National credit act and Lodging it through the Tribunal

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I don't even have a case number from the magistrate all my pages are blank with this info !!!! according to the NCR THEN IT IS NOT VALID REMOVE MY NAME

Consumer AssistanceCategory: Education and Communication

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A consumer may apply to a Debt counsellor to be declared over-indebted. If the debt counsellor finds that the consumer is indeed over-indebted, he/she will make a recommendation to the Magistrate’s Court for the consumer to be declared over-indebted. The Court may in turn re-organise the consumer’s debt by extending the term of any agreement, postponing payments, recalculating ******** fees or interest and may order adjustments to improperly charged items.If a debt counsellor finds that a consumer is not over-indebted, he/she will provide the consumer with a letter of rejection. The consumer may then appeal to court for a review of the counsellor’s decision.A consumer who is over-indebted may approach a debt counsellor directly, or he/she may be referred to a debt counsellor by his/her creditor/s or by the magistrate court. Please click on any of the following regions to find counselling services in your area, or if you are looking for a Debt Counsellor please go to the Register of Registrants page:

I just want my name cleared of Debt review and that is all - Mpho phoned and said that they wont unless I give them a paid up letter : my debt has got nothing to do with them !!!! This is all I want you are not rendering a service to my I am sorting out my own debt - You are even putting on debt that you cant' claim school fees that is ******** !!!!!

Id # 34 day follow up not receiving documents for over indebtDear Michelle Joubert, With regards to the outstanding documentation that was previously requested from you. We notice that we have not yet received all the documents. These documentations is a minimum requirement for the court application to be drafted, and since the documentation was not yet provided, the court application cannot proceed. The risks of not obtaining a court date within 60 business days is explained to you at the end of the e-mail. Please forward the necessary documentation via email to *** or via WhatsApp on 073Â *** (please ensure that photos sent via Whatsapp are clear and contain your ID Number). Please provide the following documents as soon as possible:

1. Proof Of Residence
2. ID Document (Applicant)
3. Separate reasons for over-indebtedness
4. Assets and Liabilities
5. Ante Nuptial Contract (ANC)

Should your marital status be African Traditional Marriage kindly take note of the following. If you started paying, or fully paid your lobola you are regarded by law as married in community of property and a joint application must be brought to court. Note that these documentations is a court requirement and will not alter your debt review Application in any way or form. Should we have a concern regarding the documentation provided we will discuss same with you. Since it is a prerequisite of the National Credit Act that a court date be obtained within 60 business days after application, and since this cannot be done due to the documentation not provided by yourself, the credit providers can terminate the debt review. Please take note of the following risks:

1. The creditors can terminate the debt review process as there is no court date in place and that they can claim full arrears and payment of the original contractual instalment after terminating the debt review process.
2. The creditor can review the re-payment even if they accepted and require more funds on a monthly basis from you.
3. The credit providers can commence calling you for payment, as they had done prior to the debt review application.
4. You will not be fully protected, and we will not be able to assist you should the credit providers terminate and proceed with legal action against you.

Please do not hesitate to contact us if you require any further information or assistance. Kind Regards,

I did not provide any documents !!!!!!!!!!!!!!

The above-mentioned consumer's debt obligations have been restructured and a court/tribunal order has been issued, the
details of which are as follows:
i) Case number:
ii) Magistrates court for the district of Kempton Park



NOTHING empty .... no case number !!!!!