I had been handed over to the lawyers by a bank I had a credit card with and had an outstanding amount of R20 000

I had been handed over to the lawyers by a bank I had a credit card with and had an outstanding amount of R20 000. An advisor from Credit World negotiated the amount for me and I ended up paying just R10 000 to settle my credit card debt. Thanks to Credit World, I am now credit debt free and have a 613 credit score from the low score of 500.