READ THE FINE PRINT, you are signing up for credit profile reviews not a loan application

They operate under ********** conditions. This is the type of site that will sms you to advise you've been "pre-approved for a loan of up to R100 000.00" together with your reference number to complete your application. If you follow the link and complete the application you have not app**** for a loan of any kind, if you read the tiny print you have agreed to a monthly credit review. First an activation fee of R385 and further R117 monthly fees. They operate with the hope people are so despirate for a loan (otherwise you would not apply for one) that you do not read the fine print. NO loan will be given!