Online loan application just another ****

You think you're applying for a loan with this company, but you're not! They tell you, you have to take their services, as it's part of the package to get a loan. Their service is to possibly find you a loan "with who knows, and count yourself lucky if some legit company actually contacts you to apply for a loan", legal & ID assist, credit reporting and some form of financial counseling. That's not what I wanted!!! These sort of online loan applications are just one big **** to make and take more money from you, which you probably didn't even have to begin with...