***** and Lazyness

Been with them for a couple of years , every year on renewal premiums went up , they also canceled my insurance and gave me 24 hours notice sent me an email WITHOUT MY CONSENT OR AUTHORIZATION , when i decided to change insurances they gave me a difficult time , Ive now been debited 45 days after my last installment with them.ID like to know how can i now be debited a new higher amount with consent and authority again .POOR COMPANY ,POORLY MANAGED AND STAFFED.