Unreliable

I have had life insurance from Prime meridian direct for the past 5 years and I have been paying every month and I have never even once skipped a payment but to my surprise I got a call saying the company doesn't have money anymore so all of my money wouldn't come back to me just like that I felt very disrespected and treated unfairly how do you take someone's money for so many years and not give me my money back because your business failing is not my problem and to make matters worse PRIME MERIDIAN DIRECT had the guts to deduct my money on the 25th and called on the 26th to say they closing shop, meaning they already knew they going to close shop but because they are greedy they just had to take my money, Today as I was watching TV I saw an adverti*****t from PRIME MERIDIAN DIRECT advertising car insurance so I'm confused because they said they closing shop to me so what is this? They are greedy an unreliable