PMD/Constantia ****

I had a life insurance by PMD underwritten by Constantia life. I paid for four and a half years and my policy was unilaterally cancelled. My premium was not refunded nor was the policy paid out. Took this to the insurance ombudsman who sent a standard reply which was recieved by 1000s of customers. I later found out that the ombudsman is funded by insurance companies. I cannot solely afford legal action but am looking for people with similar experiences that would like to take joint legal action. ***.