Just poor administration

Talk about a company getting a finance application wrong. No consideration of all my income, ignore thousands of rands in income (that is on my bank statement), but take all my expenses into account. No credit agency links all income beyond a payslip into account and this is why it is important for the system or person to populate ALL income. To tell me I cannot afford R1200 per month when I have at minimum R7000 per month after ALL expenses left is madness. I was not even afforded an opportunity to give feedback. MADNESS. First time I was declined because the system did not sync or something and now this.