R50 000 Arrears added to my bureau ********ly

In 2016 myself and two friends were on holiday in Knysna, where an agent approached my friends selling them holiday points, they called me to come and acknowledge my friend is under administration and my other friend would be doing the debit order. After we left i convinced my friends that this deal should be cancelled because the agent made it sound good to them, but it wasn't worthwhile. Shortly after my friends asked me to cancel the holiday club, several emails of cancellation requests were sent, following calls by agents telling "me" to pay monies first before cancelling, even though my friend paid R8 000 to thier agent for a joining fee of which we had no benefit of! Agents would call time and time again saying i booked 5 holidays, paid for and went, when i asked for proof no one ever came back with proof. One agent even told me that my name is linked to a address in Joburg and a different profile. After so many attempts (2016 - 2018) trying to sort out this matter, Club Leisue/flexi holiday club have now added R50 000 arrears to my bureau! This has now caused major delays in my workplace and my credit profile. I cannot apply for another job in this time, as i am in the financial industry and credit history must be good, neither can i apply for any accounts nor credit, as my bureau profile is damaged because of this whole story, hence i was only signing to say my friend is under admin and the other friend would be doing the debit orders! There are so many gaps in this contract itself, one agent binding 3 people to one imcomplete contract! The worst experience in my life with a company.