was **** to about hospital plan waiting period

In January this year I app**** to join hospital plus plan I remember asking the guy am I covered from my first premium he said yes he did not say anything about accidental cover. I'm now in hospital bills hitting me from left right and centre and I knew when I called on the 7april 2016 to say I'm getting admitted they said ok so I'm sitting in hospital not stressing about my bills because I knew I'm covered. I would like clientele to listen to the call with the guy that made me join clientele. this is not a mistake on my side but on your side I'm disgusted I was mislead.Now I'm sitting here wondering how will I pay these bills.