PM
Phumelele M

1 reviews | Active since Dec 2019

05 May 2026, 15:03

Unauthorized Debit Order and Misrepresentation

Dear Clientèle Customer Service,

I am writing to formally lodge a complaint regarding what I believe to be a case of misrepresentation and unauthorized debit orders on my account.

I was approached by one of your agents who informed me that Clientèle was promoting its mobile application and that I would receive a follow-up call regarding a policy. I clearly stated that I do not have a policy with Clientèle. However, I agreed to assist purely on the basis that this was part of a promotional initiative.

To my shock, I later discovered that debit orders had been processed from my bank account without my knowledge or consent. At no point did I authorize any policy, nor did I consent to any deductions.

When I contacted my bank, I was informed that reversing these debit orders may not be possible under the circumstances, and I was advised that this situation appears to be *****ulent. This is deeply concerning and unacceptable.

I therefore demand the following:

Immediate cancellation of any policy that may have been *****ulently created in my name. Full reimbur*****t of all unauthorized debit orders deducted from my account. A formal explanation of how this occurred and what measures will be taken to prevent such incidents in future.

This matter is extremely serious, and if it is not resolved promptly, I will have no choice but to escalate it to the relevant regulatory authorities, including the Ombudsman for Short-Term Insurance and the Financial Sector Conduct Authority (FSCA).

Please treat this matter with urgency. I expect a written response within 5 working days.

Kind regards,

0
Replies (2)
Clientele Life
Clientele Life's reply05 May 2026, 15:23
Official
Dear Phumelele M,

We confirm receipt of the concerns raised and apologize for any inconvenience caused.

Your query has been escalated to the relevant department for investigation and further assistance. 

Yours sincerely, 

Market Conduct 
PM
Phumelele M's update05 May 2026, 19:54
Reviewer Update
Dear Market Conduct Team, Thank you for your acknowledgment of my complaint. While I appreciate that the matter has been escalated for investigation, I would like clarity on the expected timeline for resolution. Kindly advise when I can reasonably expect feedback or finalisation of this matter, as the current delay is causing inconvenience. Please also treat this matter with the urgency it deserves and provide regular updates until it is fully resolved. I look forward to your prompt response. Yours sincerely,
Phumelele M Msindwana