MS
Mandy S

1 reviews | Active since Sept 2025

24 Oct 2025, 11:20

Shamelessly robbing the elderly

First of all how do you go about debiting for a policy direct from sassa whereas my mom's pension go direct to her Nedbank account and no Debi check mandate was approved by her. Secondly there's no policy documents of the so called policy you deducting money from her pension every month in her possession. Thirdly your consultants is useless n rude Rendani Thandeka n Mpho couldn't help or give straight answers n the cherry on the cake the so called cell number n beneficiary on the so called policy is not known to my elderly mom. Clientele is *****sters with no straight answers my mom requested immediate refund on all the monies clientele stole from her then she was told it will take 31 days to process a refund n they will charge a cancellation fee for what when she has no knowledge of the policy let alone policy documents n if anything happened to her someone else would've benefited from the so called policy. Clientele you have 24hrs to sort this matter out n refund my mother in full or you will have a ***** case opened against you.

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Replies (12)
Clientele Life
Clientele Life's reply24 Oct 2025, 12:04
Official
 Dear Mandy S,

We confirm receipt of the concerns raised and apologize for any inconvenience caused.

Your query has been escalated to the relevant department for investigation, and we will be in contact to assist. 

Yours sincerely, 

Market Conduct 

Best regards,

Clientele Life
Clientele Life's reply24 Oct 2025, 12:06
Official
Dear Mandy S, 

Kindly note we are not able to find anything with the details given, Kindly provide us with the policy number / reference number for the deduction.

 Yours sincerely, 

Market Conduct 
 

Best regards,

MS
Mandy S's update24 Oct 2025, 15:11
Reviewer Update
My mother's details are as follows 
Idnr ***
Contact number *** or ***
So called policy number 197904
I don't see why you should investigate seeing that investigations has been done with no results n always lies n different stories as I mentioned in my review of this matter is not solved before end of business today n my mom is not contacted me refunded in full you will have a case of ***** against you. As I also stated the phone numbers n beneficiary used on this policy is unknown to us but my mother's idnr was used n money taken direct from her sassa pension which is why it didn't show on her bank statement n sassa actually traced it n told us clientele does a lot of ***** with old people. So again before end of business today this must be sorted out no stories or excuses.
Clientele Life
Clientele Life's reply24 Oct 2025, 15:29
Official
Dear Mandy S, 

 Your query has been escalated to the relevant department for investigation, and we will be in contact to assist. 

Yours sincerely, 

Market Conduct 

Best regards,

MS
Mandy S's update27 Oct 2025, 10:52
Reviewer Update
I don't know who market conduct is that's replying here n this is now going to be my last n final reply here. A Lerato just called my mother saying my numbers is not going through yet I only have my mother's details regarding the above issue as requested by you of which you said you will escalate this matter. This Lerato woman asked my mother a lot of nonsense telling her the policy number is wrong the consultant that told her thats the policy number **** n my mother must tell her from which account the premium is debited n as I explained over n over again I picked up my mother's pension from sassa was less then the amount pensioners get my we started investigating.We went to Nedbank n requested a statement to see what was deducting money n the statements only showed a lesser amount paid in as sassa pension n we enquired of which Nedbank referred us to sassa that's when sassa picked up it's clientele deducting money directly from sassa for a policy my mother had no knowledge of n we still asked at sassa how can clientele deduct without authorisation no policy documents or Debi check mandate approved that's when the lady told us that a lot of pensioners have such issues of unknown policies from clientele being deducted without them knowing n it's an inside job with clientele workers n probably sassa employees. We have been calling emailing for more than a month with no proper answers only lies or the excuse of the matter is escalated n someone will call but no one does or if n when someone calls they can't answer simple questions. Mpho on the hand called my mom still said it takes 31 days to process a refund on a cancellation fee will be charged n my mother still asked cancellation fee for what n why does a refund take so long yet they took the monies immediately n directly from sassa before sassa paid it in her bank account. I'm truly fed up with this back n forth n my mom being made a fool by clientele I have already spoken to my attorney regarding this matter who told me to wait till today if it's not solved n my mom not refunded in full then we will proceed with a ***** case against clientele. I'll go pick my mother up now take her to my attorney n take legal action against clientele cause this is definitely not on my I won't sit back n let my mother be taken for a ride n made a fool. I have you her contact information her idnr n the policy number of the policy money is being deducted for n still told you she doesn't have a single document of the so called policy so someone must just benefit by getting R15k should anything happen to my mother because the beneficiary is not known to her n one thing about my mother she will never take out a policy without me knowing about it. It's now exactly 10:51am by 12:00 noon today the matter had better be sorted out if not expect a call from my attorney in the meantime I'll be going to my attorney with my mom.
Clientele Life
Clientele Life's reply27 Oct 2025, 12:25
Official
Dear Mandy S, 

Thank you for raising your concerns and bringing this matter to our attention. 

We confirm that our Market Conduct department has investigated the contents of your complaint and Lerato Putuka has been in contact with you to provide the necessary feedback. 

Please note that if you are not satisfied with the outcome of the concerns raised you can direct your complaint to the office of the Independent Arbitrator.  The office of the Independent Arbitrator was created by Clientèle to address any complaint that a client feels has not been adequately dealt with by the relevant department or an employee of Clientèle. 
 
 We trust you find this in order, however, should you require any further assistance please feel free to contact us again.  Regards, 

Market Conduct 

Best regards,

MS
Mandy S's update27 Oct 2025, 13:36
Reviewer Update
Can we get the call recording of the said day the so called policy was taken by my mother a copy of the policy documents since she doesn't have it as well as the authorisation clientele have/had to deduct from my mom's pension. You have all her details n again I will request a full refund or I will proceed with a case the documents for the case has been drafted n we don't have to go to an independent abotrator seeing that you deducted money without having sent policy documents stipulating what the policy is for n my mom's didn't approve any debit on her sassa pension. I am expecting the above requested sent to my mother before end of business today n I'm expecting every deduction refunded period. You guys played too much back n forth so no more stories n excuses as your reply n Leratos call didn't solve anything hope I'm making myself clear.
MS
Mandy S's update27 Oct 2025, 13:40
Reviewer Update
2025 at 13:36
Can we get the call recording of the said day the so called policy was taken by my mother a copy of the policy documents since she doesn't have it as well as the authorisation clientele have/had to deduct from my mom's pension. You have all her details n again I will request a full refund or I will proceed with a case the documents for the case has been drafted n we don't have to go to an independent abitrator seeing that you deducted money without having sent policy documents stipulating what the policy is for n my mom's didn't approve any debit on her sassa pension. I am expecting the above requested sent to my mother before end of business today n I'm expecting every deduction refunded period. You guys played too much back n forth so no more stories n excuses as your reply n Leratos call didn't solve anything hope I'm making myself clear.
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MS
Mandy S's update27 Oct 2025, 16:30
Reviewer Update
I requested for the call recording of the day the so called policy was taken by my mother I also want a letter sent to my mother that the policy is cancelled n no further deductions will take place come next week on her pension day n a full refund I'm not going to any internal arbitrator you have all her details don't push me to take this matter much further n on all social media platforms.
Clientele Life
Clientele Life's reply28 Oct 2025, 07:39
Official
Dear Mandy S,

We confirm receipt of the concerns raised and apologize for any inconvenience caused. Your query has been escalated to the relevant department for investigation. 

Yours sincerely, 

Market Conduct 

Best regards,

Clientele Life
Clientele Life's reply28 Oct 2025, 09:38
Official
Dear Mandy S,  As discussed, the escalation process was sent to your Mother’s cell number to escalate the matter to our Internal Arbitration for a review.       The office of the Independent Arbitrator can review any decision previously made and has the ability to amend these, should the need arise.  Any determination made by the office of the Independent Arbitrator is final and binding on the Company.  We trust you find this in order.  Regards,  Market Conduct  

Best regards,

Clientele Life
Clientele Life's reply10 Nov 2025, 13:25
Official
Dear Mandy S,

Thank you for raising your concerns and bringing this matter to our attention. 

We have attempted to contact your mother to address the call recording/ application form, but we were unable to get hold of her.

Your complaint has been escalated to our Client Services department to address the cancelation of the policy and they will also be in contact.We trust you find this in order and should you require further assistance please feel free to contact us. 

Regards,

Market Conduct


Best regards,