Funeral cover for clientele

Clientele please tell ur promoters to stop promoting lies,they told me they are promoting rewards,benefits they assured me am not joing anything,if I don't sms,I did not sms,all of a sudden I receive a message saying they will deduct money from my account,I call them and cancel before month end,still they deducted.it,I call them again they cancel the policy again,and the consultant tell me I can go to the bank and reverse the money or I must wait 45days,for a refund,I go to the bank to reverse,only to find out I can't reverse it they used a system where I can't reverse,so why must I wait 45days to get my money back,when u guys took it in an instant..please sort this out I need my money back..