Clientele destroyed my life

I had three policies with clientele of which I paid every month.Funeral cover, hospital plan and legal cover,in which I cover my whole family.In 2010 my husband had a car accident spent 12months in hospital.i did all the paperwork more than 10times called,but I was taken from Earth to hell and back by clientele.Everyday it's a new consultant new story.Till my husband passon in 2011.They only pay for funeral,but hospital plan nothing till date.I lost my husband lost my income,I was stress depressed and even develop some chronic illness due to depression.When clientele was supposed to easy my burden it made my life even worse.Till today I'm not myself thanks to clientele the company I trusted with my life and my family's future.