Unauthorised Debit Order
<p>I am a member of Clientele Legal and when i joned in October I stated clearly that I will pay the monthly premiums on the 25th of every month through a debit order.</p> <p> </p> <p>It is for the second time now in 3 months that Clientele decides to chenge the debit date to an earlier date. On both occassions the were no funds in the account. As a result the debit order was reversed which reflect badly on my credit record.</p> <p> </p> <p>I am extremely aggrieved by this unprofessional conduct. On the 15th of December 2016 I received a notification via sms that I should make a deposit into my account for Clientele's debit order.</p> <p> </p> <p>I called Clientele's offices at midday on the 15th where their epresentative advised me that they are running an account tracking function on my bank account, which meas they would not run the debit order until there was sufficient funds in the account.</p> <p> </p> <p>It is my bank account, even if i received funds for other purposes in my açcount they have no authority to debit for such funds unless it is the 25th.</p> <p> </p> <p>I cannot encourage any person to do business with Clientele. They dont walk the talk. They have poor business principles.</p> <p> </p>
Thank you for raising your concerns with us.
Your query has been escalated to the relevant department for investigation and we will be in contact to assist you further with the matter.
Yours sincerely,
Benita Steyn
Clientele Legal
Thank you for raising your concerns with us.
Your query has been escalated to the relevant department for investigation and we will be in contact to assist you further with the matter.
Yours sincerely,
Benita Steyn
Clientele Legal
Thank you for raising your concerns with us.
As per our discussion , we have addressed your concerns regarding the early debit order and also confirmed that the tracking was explained at sales stage . It is important to note that the benefit of an early debit is to ensure that your policy is solidly in force on the Date of Commencement as selected at the time of your application. This debit methodology has significantly improved cover being effected for most clients and has further significantly reduced penalty charges.
Furthermore , I have confirmed that as per your request your policy has been cancelled and no further debit orders will be raised on your bank account in future.
I trust you find this in order .However, should you wish to contact us again please do not hesitate to do so.
Yours sincerely
Vusumuzi Dlamini
Service Recovery Specialist
Thank you for raising your concerns with us.
As per our discussion , we have addressed your concerns regarding the early debit order and also confirmed that the tracking was explained at sales stage . It is important to note that the benefit of an early debit is to ensure that your policy is solidly in force on the Date of Commencement as selected at the time of your application. This debit methodology has significantly improved cover being effected for most clients and has further significantly reduced penalty charges.
Furthermore , I have confirmed that as per your request your policy has been cancelled and no further debit orders will be raised on your bank account in future.
I trust you find this in order .However, should you wish to contact us again please do not hesitate to do so.
Yours sincerely
Vusumuzi Dlamini
Service Recovery Specialist
