This cover is very misleading, excercise caution.

I was with clientele for more than 12 months, the minute i tried to claim assistance for an uncontested divorce then I was told my claim was unsuccessful. In my case, the "waiting period" is NOT the period when you take on the policy and claim but rather it is when you start having marital problems. So if you have marital issues before taking the policy your claim will always be declined no matter if you have been paying your subscription for 5yrs diligently. Very disappointed because you find out after the fact. These details they pick up in the claim process disguised as a casual conversation that seems to understand the problem and how to proceed, next thing they use the details of the casual conversation to decline your claim.