Lies

They are dishonest and will say almost anything to get a buck. I repeatedly asked them if there's a waiting period, the consultant said that there wasn't and that from my first premium I would be covered, I asked the consultant again and again to make sure that I was covered he again said there was no waiting period........LIES! Two months down the line I needed to claim and guess what......WAITING PERIOD, they will b#$@%t you these people, while laughing to the bank with your money. It's not about the waiting period it's the fact that they dishonest to their customers so you can imagine other things they dishonest about just to convince you to take their cover. If you are reading this and covered with these people reconsider, check your facts otherwise you might be paying for nothing. They always look for loopholes to not pay you out.