Bul****

I have been contacted by a consultant with outstanding debt they want a amount I can’t afford I made a offer: And was told I know about the debt and she doesn’t believe I can’t afford the amount with everything going on in South Africa how does she know my circumstances..: If I made a offer how can they refuse. Anyone out there that can give advice I was treated with judgment also if I can make some payment how can they do that 😔😔😔