I have been retrench...

I have been retrenched earlier this year and had spoken numerous times to there agents but they don't seem to understand.. I cannot make payment and they keep on debiting an account with no money as a result I have debt of bank charged which go into thousand.. No heart and ruthless company.. Never once missed a payment but trying to explain to them where must I get income yet my bank charges my account every month R90 which I don't have..