Horrible hidden clauses !!

Oh Car track you have such a horrible service !! I got into an unforeseen accident on the 3rd of Feb 2025 . And I called them to let them know that the car was a write off . They go on to tell me that I should pay them a cancellation fee of R2000 . Where do you think I’ll get such money lying around ?! You guys don’t even disclose about these hidden ****ing clauses ! Now you want to deduct an amount every month on a car I no longer own !! That’s bull**** !!