The absolute worse.

If zero stars was allowed, thats what you'd get. You have the worst service. Full of excuses. Existing customers is obviously not your priority. Absolutely zero help from anyone. Weeks without updates or responses. Then they have the audacity to say we are complaining for no reason after stating that they don't read there emails to start off with. My personal suggestion, if you are considering or already have an policy or testament with capital legacy, rather look at other companies that might actually provide what they promise.