If I could give them a 0... I would.

Their sales department is AMAZING..., but that’s exactly where it ends and that’s the problem. I had the worst experience with this company winding up my late mother’s estate - They would communicate with only one heir and asked us to relinquish our rights to anything my mom left to us, because they were biased. However, this was not the worst, they did not have the professionalism competency to wind up an estate of this complexity, their wills are set up in a weird way and depending on how you are married it could have a huge bearing on your will - None of this is explained, because the sales reps aren’t Estate administrators.

The policy looks great, but think about the long term repercussions of getting a company that sends sales rep with absolutely no knowledge of how to administer an Estate to do their business.