AS
Adrian S

1 reviews | Active since Sept 2015

12 Apr 2016, 17:49

Not debiting and affecting my credit record!

I took a loan with capfin and could not pay it as I had Financial problems. It was then handed over to KGB attorneys. They called me and we agreed on a debit day on 25 of each month. They then debited me on the 27th and 28th of each month even though the 25th fell on a weekday. I reversed the debits because i was not fami**** with the reference used and all my debits go off on the 25th. They called me to explain that my debits were disputed and I explained the reason above and requested for them to reinstate the debit to go off on the 25th but the same thing happened. I have several debits going off my account and after the 25th or 2 days after a working day(if 25th falls on a weekend or holiday) I withdraw all my funds in the account 2 days after my debits went off. They have caused me a lot of bank charges due to the late debits and affected my credit record with interest being added on the balance. I submitted my complain via email through them and was not contacted, I called after a month as they stopped debiting and they advised that they received my email but did not respond. I requested them to debit me on 29/03/2016 and they advised the debit has been sent bank. Waiting.

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Replies (1)
Capfin
Capfin's reply13 Apr 2016, 13:11
Official
Hello dacon,


We appreciate that you took the time to bring this matter to our attention.

We will investigate your query swiftly and one of our team members will contact you as soon as possible.


Kind regards,

Customer service