Capfin! **********!

Good morning Capfin has done nothing but try ruin my credit record and yet their loan was paid in full over 6 months ago. I had a post in December complaining about their service as they said I was still owing them but everything was paid in full. I called their customer care services and I was asked to email proof of communication but yet the email I was given was incorrect. I was shocked when I checked my credit scoring and capfin popped up as a default account. Somebody please help before these ********** ruin my name!