Bad service

I open a capfin load in 2013 and got retrenched in June 2013 without any knowledge of it i was unemployed since June 2013 till July 2014 and tried to pay my account, But at that time Capfin would int accept my retrenchment letter and my account is now with SDK (BAD BAD BAD service from them.) <br> <br> I have told them over and over that i have been retrenched and that i'm doing my best to pay my account as i have other accounts also to pay and may salary is small. But instead they keep on harassing me with sms and don't even give me a chance to sort out my accounts as they want payment every month and when i tell them i can afford only R50 to pay them its not good for them.<br> <br> i'm really tired and don't want to struggle like this with Capfin as they are the only one that is doing it not even the other accounts is doing it.<br> <br> Just wish Capfin can meet me half way regarding the retrenchment that happen it 2013