Why Bother With Budget? Seems Like You'll Have To Pay It Yourself.

The vehicle insured with Budget Insurance was damaged a few days ago. The incident was reported within 24 hours. Budget Insurance informed us that we must pay them R12 000-00 before we can claim for the damage to the vehicle, however the total damage amounted to R11 500-00 as per the quote. Thus the co-payment/s in order to claim from insurance is more than the quote to repair the car's damage. The conclusion was that it's cheaper to fix it at our own cost. Budget Insurance employee told us that the claim is invalid and we must rather fix it at our own cost, since the co-payment is more than the quote to fix the damaged car.