Unfair Claim Rejection

**Extremely Disappointed with Budget Insurance – Unfair Claim Rejection**

I am extremely disappointed with the service I’ve received from **Budget Insurance** regarding a recent **vehicle accident claim**. My vehicle suffered **structural and engine damage** due to an accident, which clearly led to a **radiator failure and subsequent engine hy****ock** – as confirmed by an **independent engineer’s report and supporting images** that I submitted.

While Budget Insurance approved and settled the structural repairs, they have **refused to cover the engine damage**, citing a **lack of maintenance** – a completely unrelated and baseless reason, especially given the fact that the **engine failure was directly caused by the accident**, not neglect.

The appointed assessor, **Kyle Daniels**, provided a report implying that the engine damage was due to maintenance issues, which contradicts the technical findings provided by my expert. This is a **clear attempt to avoid full liability**, and reflects a serious **lack of accountability and transparency** in how Budget handles legitimate claims.

It is incredibly frustrating and unacceptable that I’ve had to fight to justify damage that is plainly evident and related to the incident. I took out insurance for peace of mind, but this experience has been anything but reassuring.

I would **not recommend Budget Insurance** to anyone looking for fair and responsible service. If you're in an accident, expect to be blamed rather than supported – even with solid evidence on your side they will find an excuse not to pay out your claim.